THE EFFECTS OF BASELII IN THE BANKING INDUSTRY

EFFECTS OF BASEL II IN BANKING INDUSTRY

SECTION – A

1 . INTRODUCTION

2 . SCOPE OF APPLICATION OF BASEL II

3 . THE MINIMUM CAPITAL REQUIREMENTS – THE FIRST PILLAR

3 .1 . CREDIT RISK

3 .2 . CLAIMS ON BANKS

3 .3 . EXTERNAL CREDIT ASSESSMENT INSTITUTION (ECAI

3 .4 . THE MAPPING PROCESS

3 .5 . MULTIPLE ASSESSMENTS

3 .6 . GENERAL PRINCIPLE OF ASSESSMENT

3 .7 . CREDIT RISK MITIGATION

3 .8 . OVERVIEW OF CREDIT RISK MITIGATION TECHNIQUES

3 .9 . CREDIT RISK- THE INTERNAL RATINGS – BASED APPROACH

3 .10 . CREDIT RISK -SECURITISATION FRAMEWORK p [banner_entry_middle]

3 .11 . OPERATIONAL RISK

4 . PILLAR II

5 . PILLAR III

SECTION – B

6 . NEED FOR UPGRADATION OF BASEL STANDARDS – SURVEY REPORTS

7 . SURVEY RESULTS BASED ON INDIVIDUAL STANDARDS

7 .1 . BASEL STANDARDS- FRAMEWORK FOR SUPERVISORY AUTHORITY

7 .2 . CREDIT POLICIES AND DIVERSIFIED LENDING

7 .3 . BASEL STANDARDS ON LOAN ASSESSMENT

7 .4 . RISK CRITERIA : MARKET RISK , COUNTRY-WISE RISK AND OTHER RISK

7 .5 . RISK OF THREATS OR MONEY LAUNDERING

7 .6 . COMBINED REGULATION

7 .7 . CORRECTIVE MEASURES

7 .8 . CAPITAL SUFFICIENCY

7 .9 . INTERNAL CONTROLS

7 .10 . OFF-SITE SUPERVISION

8 . ASSESSMENT OF CORE PRINCIPLES AMONG VARIED SECTORS – A JOINT COMMITTEE

9 . LATEST ADVANCEMENTS IN BASEL CORE PRINCIPLES

9 .1 . FINANCIAL MARKET PROGRESSION

9 .1 .1 . ADVANCEMENT IN FINANCIAL MARKETS

9 .1 .2 . INCREASE IN HUGE AND COMPLEX ECONOMIC INSTITUTIONS

9 .2 . DEVELOPMENT IN SUPERVISORY REVIEW PROCESS IN BANKS

9 .2 .1 . ENHANCEMENT OF FINANCIALLY RELIABLE INDICATORS

9 .2 .2 . IMPROVEMENT IN AML AND CFT STANDARDS

9 .2 .3 . HANDLING POOR BANKS , BANKS INTERVENTIONS AND BANKS LIQUIDITY

9 .2 .4 . NEED FOR INTERNATIONAL GUIDELINES ON LENDING PROCEDURES AND CAPITAL ADEQUACY

9 .2 .5 . ROLE OF PRIVATELY OWNED BANKS

9 .2 .6 . NEED FOR SKILLED EXTERNAL AUDITORS FOR THE SUPERVISORY PROCESS

9 .2 .7 . NEED FOR AWARENESS ABOUT THE SIGNIFICANCE OF CORPORATE GOVERNANCE AND TRANSPARENCY

9 .2 .8 TRANSFER FROM TRADITIONAL COMPLIANCE RELATED SUPERVISION TO THE NEW RISK-BASED SUPERVISION

9 .2 .9 . THE NEW BASEL ACCORD – BASEL II

SECTION – C

10 . BASEL II – A CHALLENGING REVOLUTION IN BANKING INDUSTRIES

11 . BASEL II AN ADVANTAGE AND A DISADVANTAGE

12 . BASEL II A RISKY STRATEGY TO BANKS

13 . BASEL II TOO COMPLICATED

14 . VIEWS REGARDING BASEL II – BY VARIOUS PEOPLE FROM FINANCIAL SECTORS

15 . BASEL II – A CHALLENGE FOR BANKING INDUSTRY

15 .1 . INTERNAL INFLUENCE : FRESH DATA NEEDED FOR ENHANCED RISK MANAGEMENT

15 .2 . CUSTOMER INFLUENCE : CHANGING SCENARIO IN RELATIONSHIP MANAGEMENT

15 .3 . EFFECTS OF BASEL II ON DEVELOPING COUNTRIES

15 .4 . IMPACT OF BASEL II – IN LENDING PROCEDURE

SECTION – D

16 . AN APPROACH TOWARDS SUPERVISORY STANDARDS AND THEIR EVALUATION

16 .1 . SUGGESTIONS FOR STANDARD SETTING BODY

16 .1 .1 . EVALUATION OF BASEL CORE PRINCIPLES (BCP

16 .1 .2 . IMPLICATIONS FOR NEW CAPITAL ACCORD

16 .1 .3 . IMPLICATION FOR SPECIFIC STANDARDS

16 .1 .3 .1 PILLAR I

16 .1 .3 .2 . PILLAR II

16 .1 .3 .3 . PILLAR III

16 .1 .4 . ADVANCEMENT IN MONETARY MARKET AND BANKING SUPERVISION

SECTION – E

17 . A SPECIAL FOCUS ON PILLAR II AND ITS IMPLICATION

17 .1 . PRINCIPLES OF SUPERVISORY REVIEW

17 .2… [banner_entry_footer]